Our client dealing with Agriculture equipment financing is looking to hire a Credit officer.

Job Location; Nairobi

JOB PURPOSE:

The Credit officer will facilitate lending to clients by assessing creditworthiness and processing relevant paperwork. He/She will prepare loan applications, evaluating clients’ financial information and calculating risk ratios

MAIN TASKS AND RESPONSIBILITIES

ADVISORY SERVICES TO CLIENTS.

• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Work with clients to identify their financial goals and to find ways of reaching those goals.

LOAN APPLICATIONS PROCESSING

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Approve within delegated authority loan structures pricing and conditions on loan transactions
• Maintain updated records of loan applications

MANAGEMENT OF CLIENTS ACCOUNTS

• Monitor progress of existing loans
• Drafting demand notices to loan defaulters.
• Maintaining loan register

SKILLS AND QUALIFICATIONS;

• BSc in Banking and Finance, Economics, Actuarial Science or related field
• Extensive Knowledge and experience in credit documentation in a credit department, preferably in a Micro finance institution.
• At least 5 years’ in similar role
• Excellent analytical, Problem identification and solving skills
• Excellent interpersonal, listening and communication skills
• Excellent negotiation and rapport building skills
• Excellent business acumen and awareness of macro environment
• Excellent organizational and time management skills

All applications should be done on or before close of business  10th December 2020 on link below:

https://reedsafricaconsult.com/upload-cv/

Only shortlisted candidates will be contacted